Reward Vault Request for bSUMER by Sumer Money

Reward Vaults
1

1. Proposer Details

2. Protocol Details

  • Protocol Name: Sumer Money
  • Type: Lending & Synthetic Asset Protocol
  • X Profile: @SumerMoney
  • Docs: Sumer Docs
  • Audits: Audit Reports
  • Relationship with Berachain validators: No

3. Reward Vault Details

  • Vault Name: bSUMER

  • Vault Address: 0x2ce23c67a3fb0b9c6c8e3546725871e74b2a08ab

  • Contract Type / Configuration: Custom ERC20

  • Describe how the contract works:

    • Key Focus: Driving revenue from the Bera ecosystem by enabling capital-efficient user activity.

    In alignment with our key focus, the bSUMER Reward Vault is an action based incentive vault. It will use staking of a dummy ERC-20 token to represent active user participation in deposits, borrows, looping, and sutoken minting strategies. This token:

    * Has no market value
* Requires no user interaction
* Is auto-staked on behalf of users to help them accumulate BGT rewards
* Resets weekly, based on pro-rata user activity in trailing week
* Allows BGT rewards to be claimed and delegated via the Hub

    This model is already live with other Bera ecosystem projects like bro.trade, Kuma, and Kettle.

    • The components for bSumer include:
      • Deposits
      • Borrows
      • SuToken Mint
      • SuToken Liquidity

  • Contract Fees: Up to 10% of staking rewards as protocol revenue

  • Existing Liquidity / TVL:

  • Major Token Holders:

    • Currently none.
    • Major Token Holders will depend on trailing weeks deposits, borrows, Sutoken mint and sutoken liquidity

  • Contract Upgradeability: Yes, if distribution logic changes to aid activity and yield

  • Contract Control: Multisig

  • Contract Verification: Yes

  • Contract Pause Capability: Yes

  • Oracle Dependency: No

4. Staking Token Details

Non-Major Tokens:

  • Name: BERA Sumer

  • Symbol: bSUMER

  • Contract Address: 0x30e148a79b898efa1ab1285f5eca71972a7e0ace

  • Tokenomics, Distribution, and Vesting

    bSUMER is a dummy ERC-20 staking token used solely to track and reward user participation in Sumer’.

    Purpose: Represents user activity across deposits, borrows, looping strategies, and suToken minting on Sumer.

    Utility: bSUMER is auto-staked on behalf of users in the Rewards Vault to accumulate BGT rewards. It enables claiming and delegation of BGT via the Berachain Hub.

    Minting & Distribution:

    • No market value or tradability.
    • Auto-minted weekly based on pro-rata user activity (past 7 days).
    • Automatically staked by the protocol—users take no action.

    Reset Mechanism: All balances reset weekly to reflect current active participation.

    Supply: Dynamic and unbounded — supply expands and resets weekly based on participation. There is no fixed cap or circulating supply.

    Vesting: Not applicable. bSUMER is not held or owned—it only functions as a staking proxy for user activity and reward logic.

  • Major Token Holders:

    • Currently none.
    • Major Token Holders will depend on trailing weeks deposits, borrows, Sutoken mint and sutoken liquidity

  • Relationship with Berachain validators: No

  • Total Supply Cap: None

  • Circulating Supply:

    • Currently none.
    • Dynamic and resets weekly based on user activity. No fixed circulating supply, as bSUMER is auto-minted and auto-staked on behalf of users.

  • Token Type: Governance / RV Staking Token

  • Token Use Case: As mentioned above

  • Token Upgradeability: Yes, for security reasons

  • Token Control: Multisig

  • Token Verification: Yes

  • ERC20 Standard Compliance: Yes

  • Token Pause Capability: Yes, for security reasons

5. Token / Project Background / Incentive Token Whitelist

  • Incentive Token Name: Berachain
  • Symbol: BERA
  • Planned Allocation: $10,000 USD per month for a minimum of 2 months
  • Token Control: Multisig
  • Incentive Manager Address: 0x8cafd0397e1b09199A1B1239030Cc6b011AE696d

6. Growth, Community & Ecosystem Impact

Why This Contract Matters

Benefits to Berachain:

  • Capital Efficiency for Native Assets:
    Sumer enables users to loop correlated assets like iBERA, gBERA, BERA, and BGT derivatives (iBGT, LBGT, mBGT, etc.) through a correlation-aware risk engine—maximizing TVL and on-chain velocity without excess risk.

  • Aligned Incentives:
    bSUMER incentivizes productive user behavior—deposits, borrows, and looping of ecosystem-native assets—directly supporting Berachain’s Proof of Liquidity goals.

  • Composable DeFi Layer:
    By integrating major BERA and BGT derivatives as collateral, Sumer acts as a composable building block for other protocols, enhancing ecosystem interconnectivity and protocol-layer liquidity.

Potential Volume / TVL

  • Current TVL: $100K without incentives
  • Expected TVL Growth: Around $2-3M

Synergies with Other Protocols

While the bSUMER token itself is not designed for direct integration with other protocols (as it is action-based), Sumer maintains strong and growing synergies across the Berachain ecosystem through its support for native assets and integrations:

Supported Native Tokens:

  • Infrared: iBGT, iBERA
  • Beraborrow: NECT, sNECT
  • Smilee Finance: gBERA
  • Core Assets: BERA, HONEY
  • and more BERA and BGT Derivatives

Protocol Integrations:

  • DEX LP Support: Burrbear, Kodiak, BEX
  • Staking & Yield: Infrared (deposit staking), Beraborrow (suBTC as collateral)
  • Trading Pairs: suUSD with BERA/HONEY on Kodiak
  • Collateral Routing & Liquidation: Magpie (aggregator enabling efficient swaps and liquidations)

These integrations position Sumer as a composable liquidity layer that supports and amplifies the use of Berachain-native assets across the ecosystem.

Marketing / Promotion

Sumer will actively work on building awareness and adoption through:

  • Co-marketing with ecosystem partners, including Kodiak, Burrbear, Infrared, and Magpie
  • Educational content on capital-efficient strategies using Berachain-native assets
  • Ecosystem campaigns, such as Max Boop and Sumer Points
  • Planned joint incentive programs with integrated protocols to boost user participation

These initiatives are designed to deepen user engagement with Berachain-native assets.

Long Term Vision

Sumer’s long-term vision is to drive revenue for Sumer from the Bera ecosystem while fueling value added and capital-efficient user activity of native Berachain tokens.

  • Positioning bSUMER as the staking token to reward productive on-chain behavior (not idle capital)
  • Serving as a capital-efficient DeFi primitive that enables looping, borrowing, and staking of BERA, BGT derivatives, and LSTs
  • Expanding composability across the Berachain ecosystem by integrating additional native tokens as collateral

7. Verification

Required Post for X Verification:

Submitted Reward Vault Request for bSUMER [Sumer Reward Vault staking token] on protocol Sumer Money with incentive tokens BERA

Verification Post Link: Tweet

2

This is resubmission of our earlier reward vault request here - # General (non-BEX) RFRV – bSUMER by Sumer Money - #5 by sg_sumer

3

Hi team, at the time of review, the following concern was identified:

• The duration manager address was not provided. Please confirm if we should use the same address as the incentive manager, or provide a separate designated address for duration management.

Please note that the following feedback doesn’t represent the opinions of the BGT Foundation. It is contextual feedback from the Bera ecosystem team with respect to publicly stated guidelines.

With this clarification, the application will be better positioned for further consideration as a Reward Vault candidate.

4

Thank you for your response.

We would like to use the same address for both duration manager and incentive manager.