# General (non-BEX) RFRV – bSUMER by Sumer Money

Summary of RFRV Criteria

  • Deployed Contract: Must already be live.
  • Deployed Tokens: Must have the incentive tokens live.
  • Economic Value: Show significant TVL, trading volume potential, or strategic benefit.
  • Security: Use standard or audited contracts; tokens must be reputable.
  • Decentralization: Each token in the pair must show sufficient decentralization.
  • Transparency: Team/project info, audits, and open communication.
  • Synergy: Integrate with or benefit the broader Berachain ecosystem.
  • Community Support: Demonstrate genuine interest/demand.
  • Operational Safety: Clear ownership, upgradeability details, and compliance considerations.
  • Pair with a Major (Recommended for DEX pools): Major tokens are BERA, HONEY, BYUSD, USDC, wETH, and wBTC.
  • Verification: The proposer should be affiliated with the protocol or at least one of the tokens in the contract.

1. Proposer Details

  • Email: info@sumer.money
  • Proposer’s project name: Sumer Money
  • Proposer’s X account: Sumer Money
  • Best Telegram Handle for questions/fixes: Xiaohan Zhu
  • Affiliation: Protocol

2. Protocol Details

  • Protocol Name: Sumer Money
  • Protocol Type: Lending
  • Protocol X profile link: Sumer Money
  • Protocol docs link: Documentation
  • Protocol audits links: Audit Reports
  • Relationship with Berachain validators: No

3. Contract/Pool Details

  • Contract Name: bSUMER
  • Contract Address: 0x30E148a79B898EFa1Ab1285F5Eca71972a7e0acE
  • Contract Type / Configuration: Standard ERC20 Contract
  • Contract Functionality:
    • Premint Token Supply
    • Distribute bSUMER as per Points earned on the Sumer Points Program to incentivize activity and yield over idle TVL
    • Delegation of BGT earned to users in the rewards vault based on active deposit, borrow, mint of suToken, and sutoken liquidity
  • Contract Fees: Up to 10% of staking rewards for protocol revenue
  • Existing Liquidity / TVL: NA
  • Major Token Holders: Depends on deposits, borrows, redemption, and repayment
  • Contract Upgradeability: Yes, if distribution logic changes to aid activity and yield
  • Contract Control: Multisig
  • Contract Verification: Yes
  • Contract Pause Capability: Yes
  • Oracle Dependency: No

4. Token Details

Non-Major Tokens:

  • Name: BERA Sumer
  • Symbol: bSUMER
  • Contract Address: 0x30e148a79b898efa1ab1285f5eca71972a7e0ace
  • Tokenomics, Distribution, and Vesting:
    • Used for staking on BGT rewards vault
    • Minting and redemption depend on deposits, borrows, suToken mint, and sutoken liquidity on Sumer
  • Major Token Holders: Distribution depends on deposits, borrows, suToken mint, and liquidity
  • Relationship with Berachain validators: No
  • Total Supply Cap: None
  • Circulating Supply: Depends on deposits, borrows, suToken mint, and liquidity
  • Token Type: Governance / RV Staking Token
  • Token Use Case:
    • Incentivizes deposits, borrows, suToken mint, and sutoken liquidity on Sumer on Berachain
    • Users get BGT/iBGT emissions based on contributions
  • Token Upgradeability: Yes, for security reasons
  • Token Control: Multisig
  • Token Verification: Yes
  • ERC20 Standard Compliance: Yes
  • Token Pause Capability: Yes, for security reasons

5. Token / Project Background / Incentive Token Whitelist

6. Growth, Community & Ecosystem Impact

Why This Contract Matters:

  • Benefits for Berachain:
    • Sumer’s core strategy on Berachain is giving liquidity and real yield to native assets
    • bSUMER will enable Sumer to incentivize borrowing, deposits, sutoken mints and liquidity on Sumer meeting both the critical requirements of liquidity and real yield
    • Sumer’s alignment with Berachain ecosystem is further strengthened by our readiness to list additional native tokens (for e.g. Kodiak, Pollen, Yeet, Ramen etc.) once credible oracle services are available for these tokens

Potential Volume / TVL:

  • Current TVL: $250K without incentives
  • Expected TVL Growth: Around $5M based on available RFA. ~5% APR can enable Sumer attract over 100 Million in BTC TVL to Berachain
  • Partnerships: Kodiak, Burrbear, Infrared, Beraborrow
  • Synergies:
    • Native Tokens: iBGT, iBERA (Infrared), NECT, sNECT (Beraborrow), gBERA (Smilee Finance)
    • Integrations: Magpie (Aggregator), LP tokens support (Burrbear, Kodiak, BEX), suUSD and suBTC trading pairs

Synergies with Other Protocols:

  • No, the staking token bSUMER by itself will not feed into other protocols
  • However, current broader synergies explored by Sumer are;
    • Native Tokens Supported
      • iBGT, iBERA - Infrared
      • NECT, sNECT – Beraborrow
      • gBERA – Smilee Finance
      • This is in addition to Major tokens BERA and HONEY
    • Integrations
      • LP Tokens support – Burrbear, Kodiak, BEX
      • Deposit staking – Infrared
      • suBTC – Collateral asset on Beraborrow
      • suUSD – BERA/ HONEY trading pairs on Kodiak
      • Magpie – Aggregator enabling Collateral Swap, liquidations

Marketing / Promotion:

  • Co-marketing with partners: Yes
  • Long-Term Vision:
    • Establish bSUMER as a core staking/reward asset
    • Strengthen Sumer’s role in Berachain’s liquidity ecosystem

7. Verification

Required Post for X Verification:

“Submitted Reward Vault Request for bSUMER [Sumer Reward Vault staking token] on protocol Sumer Money with incentive tokens BERA”

  • Verification Post Link: Tweet

Final Reminder

A successful RFRV must demonstrate:

  • Security: Low smart contract and token risk
  • Demand: Proven community and liquidity provider interest
  • Ecosystem Benefit: Enhances volume, TVL, or strategic growth for Berachain

Make sure to cover these points clearly to maximize your chances of passing the governance vote / RFRV!

3 Likes

This proposal is an exemplary demonstration of a well-thought-out and structured approach, aligning perfectly with the RFRV criteria. The Sumer Money team has clearly prioritized transparency, security, and decentralization, as highlighted by their use of audited contracts, multisig controls, and the alignment of incentives with community interest. The integration of bSUMER within Berachain’s ecosystem shows strategic foresight by focusing on real yield and liquidity enhancement for native assets.

Moreover, the proposed partnerships and synergies with other protocols, such as Kodiak and Infrared, underscore a collaborative vision that strengthens Berachain’s overall ecosystem. The projected TVL growth to $5M and beyond speaks volumes about the potential economic impact of this initiative. It’s exciting to see a project that not only meets but exceeds the expectations for governance proposals. Kudos to the team for such a meticulous and impactful submission!

2 Likes

Im bulish on sumer.money they giving true reward for who’s beras believe on their.

I think bera tvl looks good in sumer rn, will be more huge if we got incentivized vault in the future

1 Like

Hi team, thanks for the proposal.

Could you please help address the following concerns?

  • 0 circulating supply of bSUMER token
  • No dApp or native token integration
  • No clear ecosystem utility

Please note that the following feedback doesn’t represent the opinions of the BGT Foundation.
It is contextual feedback from the Bera ecosystem team with respect to publicly stated guidelines.

With the following changes implemented, this application should be a better candidate for a Reward Vault.

1 Like